Average close time of 10 days — no tax returns, no W-2s, just capital, fast.
Since 2021 across all loan types
And counting — nationwide
Lending coast to coast
When you need capital fast
Loan Programs
From fix-and-flip to ground-up construction, Nextres has the capital and expertise for every investment strategy.
Short-term financing for acquire-renovate-sell strategies. Up to 85% of purchase + 100% of rehab. Closes in 10 days on average.
Long-term financing for buy-and-hold investors. Qualify on property cash flow, not personal income. No tax returns or W-2s required.
Fast capital for time-sensitive acquisitions and repositioning plays. Bridge the gap between opportunity and permanent financing.
Ground-up financing for experienced builders and developers. Draw-based funding with competitive rates for vertical construction.
Tailored Programs
At Nextres, we understand that life happens. Here are a few ways we provide exceptional assistance to our borrowers.
Our proprietary platform verifies loan requests in real time. Submit your deal, get a status update within hours — no black box, no waiting.
Bailouts for borrowers in foreclosure OR borrowers whose loans have hit maturity, with terms that will not be extended by their current lender.
A fresh start at 50% LTV for borrowers who have hit a bump in the road and whose payments can no longer be accepted by their lender.
Simple. Fast. Transparent.
From application to funded deal — in 10 days on average.
Submit your deal details online. No commitment required. Our team reviews within hours, not days.
Receive a clear, transparent term sheet within 24 hours. No surprises, no hidden fees.
Our in-house team underwrites your deal quickly. We focus on the asset, not just the borrower.
Average close time of 10 days. Capital wired directly to title or escrow.
The Nextres Difference
We built Nextres for investors, by investors. Every policy, every process is designed around one goal: getting your deal funded fast.
Average close time of 10 days. Our streamlined process eliminates the bureaucracy of traditional lending.
We underwrite the asset, not the borrower's income. Keep your financials private.
Lending in 50 states. One relationship, coast-to-coast coverage.
We look at the deal, the market, and the exit. Not just a credit score.
No junk fees. No surprises. Rates and terms disclosed upfront, every time.
Every deal gets a dedicated point of contact who owns it start to finish.
It’s an investor’s market, and you need a strategy! With our predictive technology, Nexys, we can generate a personalized rate sheet for you in a matter of minutes, present you your funding options, and help you plan for the future, TODAY.
Explore OptionsWelcome back, Adam
123 Main St. Queens NY, 47189
Loan Amount Annual Cash: $500,000
Thinking about the next steps? Good. They’re easy to take.
Create your investor profile on the Nexys platform in under 5 minutes. No commitment required.
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Browse curated, vetted real estate loans. Filter by risk level, term, location, and expected return.
Track performance, distributions, and portfolio growth in real time — all in one dashboard.
Takes less than 2 minutes · No obligation
“Nextres's high-interest real estate loans gave me true passive income, with complete control and no pressure to invest. It's seamless and easy.”
John S.
Nextres investor
More Investor Stories
“Nextres closed my fix-and-flip in 4 business days when my bank couldn't even return a call. We've done 11 deals with them since. They're the first call I make.”
“DSCR loans through Nextres allowed me to scale from 3 to 22 units in 18 months. No W-2 verification, no hassle. They look at what the property earns, period.”
“Their construction loan process is the most straightforward in the industry. Draw requests processed within 48 hours. I won't build a spec home without them.”
“My Airbnb portfolio went from 2 to 9 properties in one year thanks to Nextres DSCR loans. No income docs, no drama — just capital when I needed it.”
“I needed bridge financing in 6 days to close a deal before I lost it. Nextres delivered. That property netted me $190K. They literally saved the deal.”
“Refinanced a 12-unit with Nextres in under three weeks. The rate was better than anything my broker found at a bank, and the process was completely painless.”
One relationship, coast-to-coast coverage. Nextres lends actively across every major US market.
Northeast
Southeast
Midwest
Southwest
West Coast
Common Questions
We lend on a wide range of residential investment properties including single-family homes, 2–4 unit properties, multifamily (5–50 units), and short-term rental properties. We do not lend on primary residences or owner-occupied properties.
Credit is one factor but not the primary one. For most of our loan products, we focus primarily on the asset — the property, its value, and your exit strategy. Our DSCR rental loans have minimum credit requirements, but fix-and-flip and bridge loans are more flexible. Contact us to discuss your specific situation.
Our average close time is 5 business days for fix-and-flip and bridge loans when all documentation is in order. Complex deals or new construction may take 10–15 business days. We have closed in as few as 3 business days for repeat borrowers with clean files.
Our minimum loan amount is $75,000 for fix-and-flip and bridge loans. For DSCR rental loans, the minimum is $100,000. For multifamily and new construction, our minimum is $500,000. We don't have a maximum loan amount — call us to discuss large deals.
Investor Resources
Practical guides, market insights, and lending strategy for serious real estate investors.
A prior foreclosure or bankruptcy does not close every door to investment property financing. Private lenders and hard money funds focus on asset value and exit strategy, not credit history alone, making deals possible even shortly after a bankruptcy discharge.
Read More →
DSCR loans for short-term rentals let investors qualify using projected or historical Airbnb and VRBO revenue, no W-2s required. Learn how lenders stabilize volatile STR income and which qualification method works best for your deal.
Read More →
Private lenders deploy personal capital on negotiated terms, while hard money lenders run structured, asset-backed loan programs. Here is what real estate investors need to know to choose the right channel in 2026.
Read More →Get a free rate quote in minutes. No commitment required. Our team is standing by.
